Budgeting templates

If you're looking for budget templates, I really like the FREE forms available from Dave Ramsey's website. We use the "Money Cash Flow Planning" form, but if you're new to budgeting, I suggest the "Quickie Budget" first, until you get your feet wet with the idea of budgeting. We like these forms because it forces us to put a dollar amount to everything and encourages a zero-based budget - every dollar is assigned to something.

All credit for the budgeting forms goes to Dave Ramsey, not me (hope it's okay to link and suggest other peoples stuff on my own blog...).

Also, just as another plug, I made laundry detergent on Oct. 3 and am still on the same batch. That's at least 75 loads of laundry and I bet there's another 25 loads in that bucket. DO IT! You can get more information on cost and get the recipe by reading our Oct. 3 post. I found the recipe on the Duggar's website. Someone did ask about using this recipe in high efficiency washers. Unfortunately, I don't know the answer to that question...but Google might! :-).

Also, another financial win - this week our local grocery store (which I'm totally in love with, but that's beside the point) is having a sale of frozen vegetables - 10 packages for $10. So, of course I ran over and grabbed ten bags. Each bag will probably feed us three times, so that's roughly $0.33 a serving (actually, $0.17, since "us" = 2). That also means that I just got 30 servings of dinner veggies for $10. Hello, entire month worth of dinner vegetables! I will admit that we don't eat a large serving of veggies with dinner, so my portions are pretty frugal. But, even if each bag fed us twice, that's still $0.25 a serving and 20 servings of vegetables. Not bad, huh? Especially since we prefer frozen over canned any day. Okay, enough talk about frozen vegetables for cryin' out loud...